Best Bicycles in India Under 20000



It is often good to have a pre-decided budget in mind before going shopping. So today I have come up with the list of best bicycles in India under 20000 that you can buy online. This is a good enough budget if you looking for a quality entry level cycle in India.

I have looked at the following criteria’s while compiling the list:

  • The first criteria being very obvious that the cycles have to be priced below Rs. 20,000
  • Overall ride quality
  • Gears systems and their quality for ease of ride across terrain
  • Frame quality
  • Braking

If you are not looking at spending time reading the entire list, you can simply go for Montra Trance. You get a really good deal with this bicycle. The ride and build quality of the cycle is amazing when you look at the price that you paying for it (Sub 20,000 INR)


Best Cycles Under 20000


1. Montra Trance

As disclosed at the beginning of the article, I feel this is the best bicycle in India under 20000 currently. It is a hybrid bicycle.  Hence, It is very versatile and can be used on almost any terrain. You can ride your way to office over paved roads over the weekday and then take it on an off-road trail over the weekend.

The bicycle is built really well and robust. The ride quality is really good. You can use it for recreational rides in the park or for your daily commute to work/college.


Montra Trance - Best Bicycles in India Under 20000Montra Trance Blue

Check Live Price & Reviews – Flipkart | Amazon

Key Features:

  • The frame is nicely designed and built using mild steel.
  • The bicycle comes with 21 gears (Shimano). The shifting mechanism used is thumb/fire shifters
  • Tyre size is 26 inches. The wheel frame is built using double reinforced alloy.
  • Uses normal wire brakes on both front and rear tyres.
  • It has a front suspension, so you can ride this bicycle without much issues on slightly bad roads too.
  • The handlebar used is BMX style.


Do Read – Best Montra Cycles in India


2. Hercules NFS Roadeo

This bicycle is ideal for teenagers or people who are young at heart :). The decals used are really bright and colourful. You are sure to be instantly noticed on the road.

The bicycle, however, is built really well. It feels very durable and robust while riding. The best part about buying Hercules cycles is that you can find shops that can service this brand easily. The service and parts are also cheaper compared to some of the not so popular or foreign brands.

HERCULES NFS Roadeo - price below 20000

Check Live Price & Reviews – Flipkart

Key Features:

  • The frame used in this bicycle is made using mild steel.
  • The rear wheel of the bicycle uses a disc brake. While the front uses a regular wire brake.
  • Comes with a decent front suspension. The handlebar used is BMX style.
  • The tyre size is 26 inches. The rim is made using double reinforced alloy.
  • The cycle has a fewer gear compared to Montra Trance. This bicycle has 18 gears but uses the same thumb shifters. The front derailleur is made by Shimano, however, the rear derailleur is not.
  • This bicycle comes with mudguards.



3. Cosmic Trium 

A great bicycle from a not so known brand in India. Cosmic Trium is top selling bicycles in India. This is simply because you get so much value for the money you pay for this bicycle. One of the best gear cycles in India below 20000.

However, since most of the value is derived from the high-quality components used in the bike. Some of the accessories are not that high quality. I would say, they should simply stop shipping out accessories and just focus on the bicycles.

If you do get a broken water bottle, I don’t think that is a big issue. The main thing I look for when I buy a bicycle is the build quality. I should not be spending time repairing the bike. This product fulfils the same. I will say just ignore the accessories (You can buy better quality ones later and go for this bicycle if you liked it)

Cosmic Trium - Top cycles under Rs. 20000 IndiaCosmic Trium Special Edition

Check Live Price & Reviews – Flipkart

Key Features:

  • The frame is built using mild steel.
  • It has 21 gears with Shimano fire shifters. Both front and rear derailleur are from Shimano (Both Amazon and Flipkart are different variants. So check the product page for exact product code)
  • The bicycle has a front suspension
  • Tyre size is 28 inches
  • The rear wheel has a disc brake while the front uses a regular wire braking system.
  • The bicycle comes along with accessories like bottle holder, water bottle, lock, front and backlight for the bike,



4. Montra Helicon Disc – Hybrid City Bike

This bicycle also featured in our best bicycles in India post. As I have said earlier. This bicycle not only looks like a beast but performs like one too. I really liked the handling of the bicycle. It is very built and feels like a solid bicycle on bumpy roads.

The full black colour of the bicycle adds to its charm. The tyres are slick enough to make your ride zippy. They grip the road well too. It is one of the Best Hybrid Bicycles available in India currently.Montra Helicon Disc - Commuting cycle under 20000

Check Live Price & Reviews – Amazon

Key Features:

  • This is the only bicycle in the list which sports an alloy frame(6061 aluminium). These frames are easier to maintain and generally lighter compared to regular steel frames.
  • Both the front and back tyres come equipped with disc brakes.
  • It comes with 21 gears (Shimano)
  • The tyres used are Kenda 27.5 Inches
  • The bicycle has a rigid fork (No suspensions)



5. Cosmic Voyager – Comfort Bicycle

This is the only comfort bicycle on my list. Comfort bicycles are generally meant for leisure riding. They are not built for riding long distances. The high handlebars help you keep an upright posture while riding. These are good bicycles for casual rides or exercising.

The design of these bicycles is quite fluid and modern. The mudflaps used on the bicycle has their pros and cons. They are made out of plastic and hence are cheaper and lighter. However, they can easily break during a mishap.

Cosmic VoyagerCosmic Voyager limited edition

Check Live Price & Reviews – Flipkart

Key Features:

  • The frame is made out of steel. It is slightly heavier compared to other bicycles on the list. In a way, this makes it good for exercising as you need to put in extra effort to get it going.
  • It has 21 gears with Shimano shifters.
  • Both the front and back tyres are equipped with disk brakes.
  • Both the seat as well as handlebars can be adjusted for height.
  • This bicycle has zoom suspension on the front. It also has a steel suspension for the rear. This makes your ride comfortable on most terrains.



The bicycles you buy online come only 80 to 90% assembled. You will have to assemble them on your own (Or use a bicycle store) – But I will say this is the most fun part about buying a bicycle online.


What are the factors to consider while buying a Bicycle in India?

  • Always check the bicycle frame size on the product page before you place an order. Use a frame size according to your height. If you are unsure of the frame size you should buy, visit a cycle shop nearby and try a few different sizes.
  • Check the wheel size. 26 Inch tyres are one of the most common sizes of tyres in India. You will be able easily to buy replacement tyres or tubes in almost any bicycle shop in India.
  • Number of Gears – I will suggest buy a gearless cycle or a cycle with a minimum number of gears. This not only makes your cycles lighter but also cheaper. You will need gears basis the terrain you plan on riding your cycle on. If there are multiple uphill/bridges etc, go for a geared cycle.
  • Brakes are the most underrated feature on any bicycle. Considering the India traffic conditions and rains, It will be good if you bicycle has basic mechanical disc brakes. They perform well even during rains and will keep you safer.


I hope this review on the best bicycles in India under 20000 helped you select the right bicycle for your budget. If you would like to share your purchase experience or pictures of your bicycle etc with me and readers of BicycleXP, do leave a comment below and I will surely get in touch with you.


  • Aditya Jain

    Can you suggest a non-gear (i.e., single speed) cycle that can survive potholes and rough terrain under budget of Rs. 15000?

    • bicycleXP

      Hi Aditya,

      Any specific reasons you wish to buy a single speed bike?

      I will definitely suggest you buy a good MTB for your requirements. I believe Btwin RockRider 340 will best suit your needs. It is available in four different colour variants.

      Click Here to check the specs and models available.

      The only problem is that it has 7 speed gears. (Not really a problem actually 🙂 )

      If you wish to buy only a non geared bike, you can opt for the Hero Icon – However, there is a significant difference between the two bikes. RockRider being the better bike.


    • bicycleXP

      Hi Milin,

      The UT H1 comes with slightly more features like the front suspension and uses Shimano Altus as the rear derailleur (Altus is better compared to Tourney)

      However, Downtown has a rigid frame (Can be an advantage, based on where you plan to ride) and has mechanical disc brakes (UT H1 uses V-brakes)

      I will personally prefer the Downtown. It is also bit cheaper compared to the UT H1. I have also included this bike in my list of Best Hybrids in India.

      Hope this helps!

  • Chimbu

    I get a suggestion from my nearest cycle store to not to buy a mechanical disc bike even though I preferred for disc brake…

    I’ll be driving more than 6km a day, and if get bored i will go for longer distance in cycle..

    Can you suggest me whether i should go for disc or not..

    • bicycleXP

      Hi Chimbu,

      Budget bicycles (Anything below Rs, 15,000) with disc brakes can be avoided. Mainly because the quality of components used will not be good. It is better to buy a bicycle with V-Brakes if your budget is low.

      However, if you wish to buy a good bicycle with disc brakes, check out Montra Helicon Disc mentioned above (Link to the same is provided in the article). This is a really good bicycle and you safely opt for the same.

      Have fun riding. Cheers!

    • bicycleXP

      Hi Akshay,

      I believe you can go for any of three Montra Hybrid bikes with Large frame size – Trance Pro, Helicon Disc or Blues. ( Click Here to view the exact models I suggested)

      I hope this helps. Do let me know which one did you decide to go for.


  • Rishabh

    I am 6′ 2″ tall, what should I prefer while buying bicycle, frame size or wheel base size?
    Which size is best suitable for me?

    • bicycleXP

      Hi Rishabh,

      The answer that I wrote above in response to Akshay’s query is applicable to you too. I would say selecting the right frame size (Large in your case) is a necessity while wheel size is a matter of personal choice.

      Check out the link above for the three Montra bikes I mentioned, they would be best for your needs too.


  • Vivek

    Kindly thorw some light on LA Sovereign Brand – (Spectrum) .How this would be in terms of durability – value for money & on other parameters . Am confused in this and Hero Caspian . Kindly advise .

    • bicycleXP

      Hi Vivek,

      You can have a look at the Cosmic Trium 29T model (Click here to check the price and features). I would prefer this model over the two you are currently considering.

  • akshay

    I would like to buy an MTB with 20+ frames size because i used to have a roadeo hank 27.5 which had 17 inch frame size and it looked too small for me. can you suggest a bicycle of frame size above 19.

    • bicycleXP

      Hi Akshay,

      I already responded to your query above. Use the link in that comment to check the Montra bicycles I suggested. They will be perfect for your height. Hope this helps.

  • Bhuvanes

    I want to buy hybrid cycle..and I had visited to near by cycle shop..

    I will drive 8Kms for weekdays and weekends more than 150kms(mainly highway and some small mud roads)

    I like montra blues1.2, blues 1.1, trance D and trance pro..In your technical point of you view could you suggest me which one is good for me…and my height is 6′ 2″ and weight 81 kg

    Am much confused on those bikes…kindly advise me.. Thanks

    • bicycleXP

      Hi Bhuvanes,

      All the options you mentioned are good. I will recommend you to buy the bicycle that you like and enjoy riding the most. If you are looking for my suggestion, opt for the Montra Trance Pro. (I personally like it a lot)


  • Divyanshu

    I am 6’2 and looking for a good cycle under 15K.
    Probably with front and back disc brakes.
    Generally would be used for regular cycling within the campus

    Could you please suggest something on it.


  • Amal

    I went through in detail regarding your suggestions on factors to consider while buying a Bicycle in India. One of them is ” •Number of Gears – I will suggest buy a gearless cycle or a cycle with a minimum number of gears”……… any suggestion on a gearless cycle or with a minimum number of gears. I rather get my calf muscles workout 🙂

    Am looking for something in 15K-20K budget.


  • Anil

    My name is Anil Singh, I am 5, 11″ size and around 90+ KG weight, I would like to know my fit hybrid cycle..
    I would like to travel daily on alternate days around 60KM.. My budget is maximum 20-25K.. and I was earlier using basic Kross K10, now want to change my cycle..

    I have to go to office daily on alternate days via the cycle.. so the cycle should be able to handle by laptop bad weight as well along with my and water bottle weight..

    Expecting your response soon.

    thanks & Regards


    I have heared about Fittrip vyper 29 is good geared cycle under 20000.

    Is fittrip is good known brand.
    I dont want to go for cheaper bike who dont have brand credibility.

    Is fittrip vyper is a good deal under 20000

    • bicycleXP


      I have not tried the Fittrip Vyper or any of their bicycle models (As of today’s date). So won’t be able to comment on their quality and product.

  • Aditya Bhattacharya


    I’m looking for a bicycle under 10 k (15 max). My commute will be 12-15 km 6 days a week in the city. What I want is my ride to be fast, smooth and preferably single speed. I request you to please suggest me a few options. I’m 24 years old.

    Aditya Bhattacharya

    • bicycleXP

      Hi Aditya,

      Go for the Montra Trance Pro. The link to the same is in the article. I will suggest buy a bicycle with Gears. You can keep your usage of gears to the minimum.

      If you want something cheaper, Opt for the Mach City Munich (You will find details about the same on the article – Best bicycles under Rs. 10 K)

      Munich also has a single speed version.

      I hope this helps. Do let me know which one did you buy 🙂

  • Pratik

    i am confused between two models Schnell Fang 29 and Schnell Flash 26.
    Schnell Flash has all premium components Suntour Suspension, Shimano Altus rear and back Derailleur,
    easily detachable both tyres and Quando Hub, only drawback is 26 inch and no rear disc break.
    kindly guide.

    • bicycleXP

      Hi Pratik,

      If you can spend a couple of extra thousand rupees, do suggest the Montra MadRock 27.5. I personally find Montra products and brand more relianble and better built compared to Schnell.

      Do have a look at the product once using the link above. You should also be able to get a good deal tonite on Flipkart post 9 pm.

      All the best!

  • Abhijit

    Hi Expert

    I would like to buy hybrid cycle , my daily commute approximate 12-15 KM in the city. I like montra blues 1.1 & Montra Timba with frame size 17′. In your technical point of you view could you suggest me which one is good for me… and my height is 5′ 5″ . Also can we use same cycle for women with height 5’1.?

    • bicycleXP

      Hi Abjihit,

      You can go for the Montra Timba. Do check the deal on this link later today at 9 pm (Flipkart).

      For ladies, opt for either the Schwinn Super Sport 3 or Mach city W. More details about ladies cycles are available on my blog post – Click here to read the same.

      Hope this helps.


  • Prince ailani

    hi ,

    i realy helpful of your suggestion on the bicycle but then also i want to ask for my self that i am living in ahmedabad and in ahmedabad there are no such hilly roads only unmaintained indian roads and about myself
    age 25
    height 5.7
    kg 50 to 55
    so according to information by me . now i want to know that i want to be fit and travel nearby with bicycle not to use any fueled . so under 20000 which bicycle would be perfect for me with low maintenance but not cheap.means good quality long life .
    i hope i will get soon reply …….

  • Nikhil A


    I really liked Montra Helicon. I am a new enthusiast in the bicycle community and I would like to know if that cycle will be good enough to sustain wear and tear when the rider is weighing 110 kgs and 6 ft in height.
    I am mainly looking at a use of long rides on weekends and sometimes on a bit rugged surface.

    Also, I see in the comments above that you are recommending Montra Trance, I would like to understand the difference between Montra Trance and Helicon and which one would be more suitable.
    Kindly help an amateur select a good bike.


    • bicycleXP

      Hi Nikhil,

      Welcome to the community. Most good bicycles would are designed to have good load capacity, so you don’t have to worry about your weight.

      First of all, I really like the options you have come down to. Both of them are really good bikes, you can buy the one that fits your needs.

      Coming to the comparison:
      – Both Helicon & Montra Trance Pro are priced almost the same
      – Montra Trance Pro actually uses a better gear shifter. Shimano Altus vs Tourney that is used on Helicom
      – Helicon has 27.5-inch tyres, while Trance pro uses 700C (29 Inch). This helps with better rolling, more speed etc. 29 Inch tyres will also suit you well since you are 6 ft in height.
      – The crank used on Trance Pro is Prowheel with 48/38/28T, while Helicon uses 42/34/24T. In layman’s language, Trance Pro can help you ride faster, while Helicon can give you more comfort on hilly or areas with traffic.

      Advantages of Helicon:
      – Helicon uses mechanical disc brakes vs V-brakes used by Trance pro

      I hope this helps you select the right bike for yourself. Do use the links above to check the latest deals available on them.



    Please Suggest me Which Bicycle should I Buy.

    I am Confused Between Montra Rock 4.1 27.5(2018) and Btwin RockRider 520(2017)


    If you want to suggest some other cycle please tell me
    I am 5ft 4inch tall

    Thanks in advance

    • bicycleXP

      Hi Akshay,

      Both these options are really good. I suggest, go with the one you like the most. I will not suggest any other MTB in this price range.


  • Sivaramakrishnan Dhamotharan

    Hi, confused between mantra trance , cosmic hulk and cosmic flash . I like cosmic hulk. Not having much technical idea about cycles. Just gonna ride max 3-5 km per day as of now. Wanted a bicycle so that I will be having some physical activity . Being a doctor , I remain seated most of the times. Suggest me which is better option ?

    • bicycleXP

      Hi Sivaramakrishnan,

      Good to see you take up cycling. Amongst the ones you selected, Montra Trance is a hybrid bicycle while Cosmic Hulk is an MTB (Thicker tyres). Since you don’t plan to ride long distances, you can opt for MTB, which will be more fun to ride.

      Instead of the Cosmic Hulk, I will personally recommend you to buy from the Montra Rock series. There are multiple models and colours available (Click here to see all of them). You can choose one based on the budget you have.

      If budget is not a limitation, I will suggest going for the Montra Rock 2.1 29T at the minimum. There is not much price difference between the 2.1 and the models above it. Go for them.

      Good luck!

    • bicycleXP

      Hi Sachin,

      Since you have already bought the bicycle, there is no point in worrying about it now 🙂

      Just enjoy the ride and fun cycling. Wear the right gear and be safe. Cheers!

  • Sahil Gupta


    I am planning to but Montra Helicon. I am not if I should but it from Amazon or from the showroom (Due to price difference). If I go online, then I guess I have to assemble it.

    Can you please help me with your valuable suggestions?


    • bicycleXP

      Hi Sahil,

      Yes, you will have to assemble it if you buy it online (Around 80% of the bike comes assembled, you will have to take care of the other 10/20% assembly). However, I see the following benefits:

      1. Price discount (Do check the links I provided in the article above for details)
      2. You can buy accessories like helmet, shorts etc using that money
      3. You will learn how to assemble basic parts of your bike.

      I hope this helps.


      • Sahil

        It helps.. Thanks buddy.

        Also I would like to know which on I should go with: Montra Helicon vs. Scholl Sky 27.5 vs Suncross vs. Firefox?
        I will be using the cycle for city rides that may have small bumps and helicon doesn’t have suspension. Till date, I liked helicon, but as I visit some other shops I start liking other brands too.

        Please help me with the selection.

        Thanks in advance.

        • bicycleXP

          I am glad it helped.

          I will not recommend a bicycle with suspension unless there are bumps you cannot avoid on the road. You can opt for a suspension if you plan to do light offroading on some nicely paved offroad trails. Reasons for avoiding suspensions:
          1. They cause extra drag. You need more effort to cycle
          2. More maintenance (Time and money). Replacing a damaged suspension can be an expensive affair
          3. If you look at a bicycle with the same budget. One with and one with suspension, chances are that one without suspensions will have better components on it. (Manufacturer can use the money saved on not adding a suspension on other parts of the bicycle)

          I hope this helps.

          p.s – I personally like the Montra Trance.

  • jayesh l welkar

    hi dear i want purchase bicycle for me. my hight is 5.8 inch and i have purchase first time bicycle my budget is under 15000 k and i want hybrid cycle , and i am not going to gym and no doing any activity for fitness, my moto is fitness and delay ruing 5 kilometre so please suggest me with bicycle for me please give me reply.

    • bicycleXP

      Go for any of the Montra Trance variations. I like them a lot. Have fun riding.

      p.s. – You will find a link to my article on top Montra models in the comment below. It will surely help.

  • Ramakrishnan

    Am 6 feet height, 110kg weight and like to commute 10 kms per day. Which bicycle suits for me? Thinking about montra backbeat 27.5 Large. Please suggest me the suitable one.

    • bicycleXP

      Hi Ramakrishnan,

      Yes, a large frame would be suitable for you.

      Regarding the bicycle, I would personally suggest a hybrid bicycle for you (Backbeat is an MTB). Hybrids roll an easier compared to MTBs and are more comfortable to ride. You can check out the Montra Trance (Check my article on Montra bicycles to check out all their top models in India)

      However, if you are confident or if you already ride a bicycle, there is no harm in going for an MTB. MTBs are more fun to ride.

      Summary – Don’t over analyze and go for the bicycle that you like the most. Cause if you don’t like and enjoy your bike, you will eventually stop riding 🙂

  • Ankit Bhardwaj

    Montra Helicon or Firefox cyclone DD 26.
    There’s an ongoing offer on Firefox cycles that we can get accessories worth RS 1000 free.. And the price of these bicycles is maximum I would like to spend. But stil, kindly suggest in terms of quality which would be better?

    • bicycleXP

      Hi Ankit,

      The cyclone is an MTB and Helicon is a hybrid city bike. So these are two completely different types of bicycles. Also, don’t think of the freebies. Opt for a good bike that you will enjoy riding.

      If I was to choose between the two, I will surely opt for the Helicon. If you wish to buy MTB then you can also consider the Madrock (Check my article on Montra Bikes for more details)


  • ramakrishnan

    Am concerned about my weight to go for Hybrid cycle. So, i asked. Thanks a TON for your prompt reply. As you suggested I shall go for Montra Trance.

  • Abhi

    What are your views on Infinite Mixway Disc??
    Which other hybrid bicycle (national/international brand) would you suggest in the range of 30-40k?

    • bicycleXP

      Hi Sachin,

      Buying Fat cycle is a matter of choice. Fat cycle in India can be used to have fun and also exercise. These bikes are not meant for commuting.

      If you plan on riding long distances, go for a good hybrid bicycle. While if you wish to ride for leisure, you can opt for the fat bike.



    What is your viewpoint about BTWIN Triban 100 Flat Bar?

    My only requirement is to travel from home to office and back daily, that roughly estimates to around 20kms full trip.

    Thanks !

  • Feby James

    How about maintenance of these cycles like puncture fixing ?
    Which is the best brand which offers good after sales service.
    I am looking for good hybrid cycle with excellent after sales support near to Hennur, Bangalore.

    Feby James

  • KV Srinivas

    I am planning to buy a Hybrid Bike and based on your article almost zeroed on Montra Trance Pro or BTwin Riverside 500. Please suggest which one is better. While Montra comes with 21 gears, BTwin comes with only 7. Not sure how they can be compared.

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